Account loaded
Yes
If

since charge-off

And

Balance is

Place
If

Balance is

And

Legal propensity score is

No
Yes
Legal network
If

Asset class is...

30% 70%
Agency A
Agency B
60% 40%
Agency C
Agency D
Centralized inventory
Account dormant
Recall
Yes
If

No outbound call activity for

And

No payment made for